You never know when you’re going to get sick or have an accident.
You also never know how much it’s going to cost WHEN you get sick or have an accident.
But that’s why you’re paying for health insurance.
So, if the unexpected happens, you’ll be covered.
Well, that’s the idea, anyway.
In reality, it all comes down to which health plan you choose.
Understanding how different policies work is crucial to the type of care you’ll be entitled to, should you need it.
For most people, an HMO sounds like a pretty good deal.
You spend a small amount of money each month with the intention of preventing illness, rather than spending a lot of money in trying to fix it.
But there’s always more to the fine print than you realize.
How quickly does an HMO pay up when you need treatment?
Will it be quick enough to cover your expenses or will you be left hanging, as others have?
This is super important.
You better read on!